I’m seeking to interview business/finance faculty, personal finance experts, real estate attorneys, and other professionals for the following story (no lending professionals please): My deadline for written answers to these questions is noon Central, Friday, June 13, 2025. Thanks for participating! QUESTIONS: 1. Please explain what a personal loan is and how it works, including unsecured versus secured personal loans, and the pros and cons. 2. Briefly explain what a mortgage loan is and how it works, and its pros and cons. 3. Briefly explain what a home equity loan is, how it works, and its pros and cons. 4. Briefly explain what an auto loan is, how it works, and its pros and cons. 5. Briefly explain what a payday loan is, how it works, and its pros and cons. 6. Briefly explain a pond shop loan, how it works, and its pros and cons. 7. Briefly explain when a credit card cash advance is, how it works, and its pros and cons. 8. How do you get preapproved for an auto loan? 9. Is a home equity loan a second mortgage? 10. Is a payday loan secured or unsecured? 11. What is a cash advance fee on a credit card? 12. Is a personal loan an installment loan or a revolving loan? 13. Anything else to add? 14. What is your full name, title, company, city/state location (YOU MUST BE U.S.-BASED), email address, website bio address, and LinkedIn URL?

posted6/9/2025

deadline6/13/2025

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