Bankrate is looking for personal finance experts to provide quotes for a story about which deposit accounts are essential for someone close to retirement. We’d like you to tell us: 1) Who is the best candidate for an IRA CD? What should people close to retirement keep in mind about these types of CDs? 2) Who is the best candidate for an IRA money market account? What should people close to retirement keep in mind about this type of account? 3) Who is the best candidate for an IRA savings account? What should people close to retirement keep in mind about this type of account? 4) Why is it important to have a liquid savings account when nearing retirement? Roughly how much should those nearing retirement plan to put into a liquid savings account? 5) When do CDs make sense for someone nearing retirement? 6) Is CD laddering a good option for retirement planning? 7) Does a jumbo CD make sense for retirement planning?

posted8/14/2025

deadline8/19/2025

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published9/29/2025